Assisting Good Families

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Family Stability Assessment™

Start with the real numbers

Nothing here approves financial assistance. The assessment produces a recommended next step and a housing-risk picture.

Family information

Primary contact nameEmailPhoneHousehold members

Property information

Property addressEstimated property valueYears in home

Mortgage information

LenderMortgage balanceCurrent interest rateMonthly payment

Hardship

Describe the hardshipDesired outcome

Income, debt & reserves

Primary reliable income (monthly)Secondary income (monthly)Housing expenseEssential household expensesRequired debt paymentsEmergency reservesYears at current employmentMonths behind on mortgageForeclosure status

Documents

Mortgage statement, pay stubs, and a recent bank statement. Documents are stored privately and are never published.

Family Stability Score™

44

ALTERNATIVE ASSISTANCE / SPECIAL REVIEW

One-Paycheck Resilience™

$310

VULNERABLE · stressed -$1,218

Affordability is tested against one reliable paycheck, then stressed by a 20% income reduction and a 10% increase in essentials. Reserves cover 0.7 month(s).

Score components

Housing burden2/20
41% of household income
Debt burden10/15
8% of household income
Income stability13/15
16% reliant on secondary income
Employment stability6/10
3 year(s) tenure
Emergency reserves2/15
0.7 month(s) of outflow
Mortgage condition5/10
2 month(s) behind · NOTICE
Recovery capacity4/10
5% surplus ratio
One-paycheck resilience2/5
VULNERABLE

PROGRAM ASSESSMENT — NOT CREDIT UNDERWRITING. This assessment does not approve financial assistance, refinancing, a loan, or foreclosure relief.

Assisting Good Families

Housing Stability. Financial Recovery. Responsible Capital.

alan.flesher@agf-ready.finance (925) 666-7726

Company formation in progress. Registration details will be published once filed.

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Important

Assisting Good Families is not a bank, lender, law firm, or investment adviser. Program participation does not guarantee debt elimination, foreclosure prevention, refinancing, or loan approval. Institutional infrastructure is under evaluation; no partnership or approval by any custody or settlement provider is claimed.